Key Takeaways: Keep business and household money in separate lanes. Tax reserves, operating cash, and personal spending each need their own job before a dollar leaves the business. Fit the retirement plan to how your… Read More
Back in 2018, I was asked to speak at the American Society of Colon and Rectal Surgeons (ASCRS) conference, and the topic was simple: How Much Do I Need to Retire as a Physician? Well,… Read More
457(b) Plan for Physicians: 2026 Guide Last updated: While most physicians are familiar with retirement accounts like a 401(k) or 403(b), fewer understand the 457(b) plan—despite it being one of the most powerful (and misunderstood)… Read More
Key Takeaways: Your plan should evolve with your career. The right financial moves for a new attending are different from the decisions that matter most once your income, assets, family responsibilities, and retirement timeline become… Read More
2026 Mega Backdoor Roth IRA Step-by-Step Guide If the Mega Backdoor Roth IRA feels like one of those topics that sounds exciting and slightly annoying at the same time, you’re not alone. The good news… Read More
2026 Roth Catch-Up Contributions: New Rules for High Earners 50+ (Don’t Lose $11,250) Last Update: If you’re over 50 and your income is on the higher side, 2026 comes with a retirement-plan curveball. The catch-up… Read More
Retirement Planning Tips: 5 Powerful Boosters for Your Future You probably grew up thinking retirement happens at 65, you get a cake, a watch, and ride off into the sunset. Cute story, but not how… Read More
Why Roth Accounts Matter So Much More In Retirement You probably already know Roth accounts are “good.” Tax-free growth, tax-free withdrawals, all that fun stuff. But you might not realize how much more you will… Read More
5 Retirement Mistakes That Could Cost You Millions (and How to Avoid Them) Think losing a few thousand hurts? Try letting simple missteps snowball into a seven-figure hit. You work too hard to wing your… Read More
How Much Does Retirement Spending Drop? The Real Smile Curve Does your spending really fall once you retire, or is that wishful thinking? You have probably heard that you only need a slice of your… Read More