3 Tax-Smart Strategies to Supercharge Your Retirement Approaching retirement? It’s not just about how much you save but how you manage those savings. Taxes can take a big bite out of your nest egg if… Read More
Should Physicians Put 20% Down on a Home? When it comes to buying a home, the 20% down payment has long been considered the gold standard. It’s the number you’ve likely heard from lenders, financial… Read More
Are You Wasting Your Time on Credit Card Points? When it comes to credit card rewards, opinions seem to fall into two camps. Some people see them as free money waiting to be claimed, while… Read More
What Is a Guaranteed Standard Issue (GSI) Disability Insurance Policy? Imagine waking up one day and realizing you can’t do your job—not just for a few days, but possibly forever. For physicians who’ve spent years… Read More
What Is a Mega Backdoor Roth IRA and How Can You Do It? The Mega Backdoor Roth IRA sounds almost mythical, like a unicorn in the world of finance. It’s talked about in hushed, excited… Read More
The Most Neglected Part of Your Financial Plan: Your Health When you think of financial planning, what comes to mind? Likely savings accounts, investments, or long-awaited retirement. But what if I told you there’s one… Read More
The physician mortgage loan (sometimes called the doctor mortgage loan) was created by banks because of the distinctive challenges physicians face when borrowing due to their high debt-to-income ratios — thanks to student loans. Many physicians… Read More
Top Money Mistakes Physicians and High-Income Earners Make Making a high income doesn’t mean you’re immune to financial missteps. In fact, many physicians and other professionals earning six or seven figures grapple with the same… Read More
While most people are familiar with retirement saving tools like a 401(k) or 403(b), fewer people are familiar with the 457(b) plan. With several different choices available, each more confusing than the other, taking control… Read More
3 Tax Tips for After Year-End As the year-end rush subsides, you might think you’ve missed your chance for any meaningful tax planning. However, there are still several tax tips you can use to lower… Read More