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Chad Chubb

5 Retirement Mistakes That Could Cost You Millions and How to Avoid Them

October 30, 2025

VYou spot 5 retirement mistakes that drain wealth, then fix them. Sequence risk, tax moves, healthcare costs, smart spending, Social Security timing.

5 Retirement Mistakes That Could Cost You Millions (and How to Avoid Them) Think losing a few thousand hurts? Try letting simple missteps snowball into a seven-figure hit. You work too hard to wing your… Read More

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Quiet Wealth: Building Real Financial Freedom Without Flash

October 23, 2025

Learn quiet wealth, your low-drama path to real freedom. You skip status, buy time, protect health, and favor experiences. Simple moves, big calm.

Quiet Wealth: The Ultimate Superpower for Real Financial Freedom What if the happiest, most secure people you know are the ones you’d never guess are wealthy? That’s the heart of quiet wealth. You build real… Read More

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1099 vs W2: What You Should Know on Taxes, Benefits, Pay

October 16, 2025

1099 vs. W2: you compare taxes, benefits, and time. On 1099, you pay both FICA sides, send quarterly estimates, build benefits, and can use a solo 401(k).

1099 vs. W2: Which Path Fits Your Money, Benefits, and Lifestyle? You just got an offer, and now you are Googling like crazy. Should you take the W2 or 1099? If you are a physician,… Read More

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Retirement Spending: Drop, 70-80% Rule, or Smile Curve?

October 9, 2025

How Much Does Retirement Spending Drop? You see a smile curve, not a plunge, with early travel, a mid dip, later healthcare and RMDs, plus taxes and mortgages.

How Much Does Retirement Spending Drop? The Real Smile Curve Does your spending really fall once you retire, or is that wishful thinking? You have probably heard that you only need a slice of your… Read More

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5 Signs You’re a Financial Guru

October 2, 2025

Think you’re not a financial guru? Think again. Spot 5 signs, from sleeping on big buys to tracking net worth, BS radar on, money aligned to your values.

5 Signs You’re a Financial Guru (Even If You Doubt It) Are you quietly crushing it with your money without even noticing? It happens more than you think. You build good habits, make a few… Read More

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Open Enrollment: Your Benefits Guide for Physicians & High Earners

September 25, 2025

Open enrollment made easy for physicians and high earners. Use a simple system to pick health plans, HSAs and FSAs, disability, life, and retirement.

Your Guide to Open Enrollment: Choosing the Right Benefits (Physicians and High Earners) Open enrollment rolls around every fall, usually in October or November. If you work on an academic calendar, it might show up… Read More

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Top Investing Mistakes High Earners Make and How to Avoid Them

September 18, 2025

5 investing mistakes high-income households make, and easy fixes. Avoid overconcentration, FOMO buys, tax drags, fees, and recency bias. Keep more, stress less.

5 Investing Mistakes High-Income Households Make (And How to Easily Dodge Them) Big income. Big opportunities. Big…mistakes? That’s right, friend. When your paycheck numbers start hitting the “oh wow” level—maybe you’re a rockstar physician, or… Read More

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5 Tax Moves Every High-Income Household Should Use for Big Savings

September 11, 2025

Stop scrambling at tax time. Discover 5 must-know tax moves for high-income households in 2025. Get smart, save more, and keep more of what you earn.

5 Must-Know Tax Moves for High-Income Households Before Year-End (2025 Edition) Tired of scrambling every March, hunting for last-minute tax tricks like socks in the dryer? If you’re in a high-income household (yes, I’m looking… Read More

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What to Review Before Your Next High-Income Move: Your Job Change Checklist

September 4, 2025

Review what matters before a physician or high-income job switch. Compare contracts, benefits, vesting, taxes, and avoid costly job change surprises.

What to Review Before Changing Jobs: Physician and High-Income Professional Job Transition Checklist Thinking about changing jobs? If you’re a physician or another high-income professional, this move could have a major impact on your finances,… Read More

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Top Investing Questions Answered: Real Advice for Investors in 2025, No Fluff

August 28, 2025

Get straight answers to your biggest investing questions for late 2025. See what matters now, where the smart money’s moving, and how to keep your cool.

Your Biggest Investing Questions for the 2nd Half of 2025: What Actually Matters for Real Investors Like You Sick of hearing the same generic investment advice that never seems to fit your actual life? You’re… Read More

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