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Chad Chubb

Retirement Planning: 5 Powerful Boosters To Grow Your Future Income

November 27, 2025

Retirement planning tips that show you how mortgage payoff, Medicare, Social Security, windfalls, and kids leaving home can boost your number and cash flow.

Retirement Planning Tips: 5 Powerful Boosters for Your Future You probably grew up thinking retirement happens at 65, you get a cake, a watch, and ride off into the sunset. Cute story, but not how… Read More

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5 Big Reasons Roth Accounts Matter Even More In Retirement

November 20, 2025

See why Roth accounts matter so much more in retirement as you cut RMD headaches, tame IRMAA, lower survivor taxes, and leave your kids tax free money.

Why Roth Accounts Matter So Much More In Retirement You probably already know Roth accounts are “good.” Tax-free growth, tax-free withdrawals, all that fun stuff. But you might not realize how much more you will… Read More

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Divorce Guide for Doctors & High Earners: Protect Your Money

November 13, 2025

Doctors, Divorce, and Dollars is your no drama guide to money, kids, and custody so you protect your practice, income, and sanity as a high earner.

Doctors, Divorce, and Dollars: Your No Drama Guide for High-Income Professionals Divorce hits like a brick. Emotionally, financially, logistically, all of it. If you are a physician, dentist, vet, attorney, or any other high-income professional,… Read More

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Turn Your Home Into a Rental: 5 Tax Hacks to Cut Your Bill

November 6, 2025

Turn your home into a rental and keep that 3% rate. You use timing, passive loss rules, an S Corp sale, 1031, and the 1152 plan to cut taxes and grow.

Turn Your Home into a Rental: 5 Tax Hacks to Save BIG Got a sweet 3% mortgage, but new loans are clocking in around 7%? Keeping your current place and turning it into a rental… Read More

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5 Retirement Mistakes That Could Cost You Millions and How to Avoid Them

October 30, 2025

VYou spot 5 retirement mistakes that drain wealth, then fix them. Sequence risk, tax moves, healthcare costs, smart spending, Social Security timing.

5 Retirement Mistakes That Could Cost You Millions (and How to Avoid Them) Think losing a few thousand hurts? Try letting simple missteps snowball into a seven-figure hit. You work too hard to wing your… Read More

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Quiet Wealth: Building Real Financial Freedom Without Flash

October 23, 2025

Learn quiet wealth, your low-drama path to real freedom. You skip status, buy time, protect health, and favor experiences. Simple moves, big calm.

Quiet Wealth: The Ultimate Superpower for Real Financial Freedom What if the happiest, most secure people you know are the ones you’d never guess are wealthy? That’s the heart of quiet wealth. You build real… Read More

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1099 vs W2: What You Should Know on Taxes, Benefits, Pay

October 16, 2025

1099 vs. W2: you compare taxes, benefits, and time. On 1099, you pay both FICA sides, send quarterly estimates, build benefits, and can use a solo 401(k).

1099 vs. W2: Which Path Fits Your Money, Benefits, and Lifestyle? You just got an offer, and now you are Googling like crazy. Should you take the W2 or 1099? If you are a physician,… Read More

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Retirement Spending: Drop, 70-80% Rule, or Smile Curve?

October 9, 2025

How Much Does Retirement Spending Drop? You see a smile curve, not a plunge, with early travel, a mid dip, later healthcare and RMDs, plus taxes and mortgages.

How Much Does Retirement Spending Drop? The Real Smile Curve Does your spending really fall once you retire, or is that wishful thinking? You have probably heard that you only need a slice of your… Read More

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5 Signs You’re a Financial Guru

October 2, 2025

Think you’re not a financial guru? Think again. Spot 5 signs, from sleeping on big buys to tracking net worth, BS radar on, money aligned to your values.

5 Signs You’re a Financial Guru (Even If You Doubt It) Are you quietly crushing it with your money without even noticing? It happens more than you think. You build good habits, make a few… Read More

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Open Enrollment: Your Benefits Guide for Physicians & High Earners

September 25, 2025

Open enrollment made easy for physicians and high earners. Use a simple system to pick health plans, HSAs and FSAs, disability, life, and retirement.

Your Guide to Open Enrollment: Choosing the Right Benefits (Physicians and High Earners) Open enrollment rolls around every fall, usually in October or November. If you work on an academic calendar, it might show up… Read More

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